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- NEVER split a pair of 10s! To clarify, two 10s will give you a 20, which is an excellent standing hand in blackjack. Having in mind that the average winning number in blackjack is 18.5, it is clear that 20 provides you with an advantageous position.
- There is, however, one time when it is proper basic strategy to split 10s and that is on a Face-Up Blackjack game. In Face-Up Blackjack, all the cards dealt are exposed, including both of the dealer's cards. Only here does correct strategy call for splitting 10s against a dealer's 13, 14, 15 or 16.
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How Splitting in Blackjack Works?
What splitting in blackjack means is that when your hand consists of two cards with similar value, you can split them by placing additional bet, creating two hands that will be played separately. The option to split is of enormous value; if it's used wisely of course.
The basic idea behind splitting cards, besides the obvious goal of increasing your winnings, is twofold. First, to improve weak hands, splitting 8s are a clear example for that. Second, to increase possible winnings on stronger hands, for example splitting Aces.
As with every blackjack rule, things are very simple and yet complicated in the same time. Using this option when not needed, which is probably the most common mistake when it comes to splitting in blackjack, can cost you a lot of money. The good news is that the splitting strategy is rather straight forward and easy to remember, especially if you have a favorite blackjack game which you come back to. Otherwise, it varies according to the specific splitting rules which we will review below.
Last thing before we continue, many new players not sure or shy to request to split, double and so forth. Don't be. You don't need to know any secret signs or terminology. Just tell the dealer that you wish to split and place additional bet. That's it. Of course if you play blackjack online things are much easier and all you have to do is press the split button.
Common Blackjack Split Rules
- Allowed to split twice (up to three hands).
- You can split non identical 10 value cards.
- Splits Aces cannot be re-split.
- Split Aces receive only one card.
- You can hit and double down split hands.
Let's take basic basic Vegas Strip hole card blackjack rulesand see how different splitting rules influence the house edge. So additional rules we use: 8 decks, dealer checks for blackjack and stands on soft 17; double down on any 2 cards; blackjack pays 3:2. Under the splitting rules we used above the expected payout is 99.56% (or house edge of 0.44%).
Below you can see how each change influence the odds (+ means increases players' odds, minus – lowers players' odds):
- Only 1 split allowed: -0.045%
- Allowed to split to 4 hands: 0.01%
- No double after split: -0.14%
- Player can re-split Aces: 0.06%
- You can hit split Aces: 0.19%
When to Split in Blackjack – Basic Strategy
We will try to make it simple to remember. Here we won't explain the mathematics behind each decision, but you can find it in additional articles.
Most crucial ones:
- Never Split 5s and 10 value cards. (Double on 5s as you would on any hard 10).
- Always split Aces and 8s.
The easy ones to remember:
- 2s, 3s, 7s – split when dealer shows 2-7
- 6s – split on dealer's 2-6.
And the unique ones:
- 4s – are not a perfect hand for splitting, so you should split them only when the dealer shows 5 or 6 and only when you can double after split. If the casino doesn't allow to double on split hands – never split 4s.
- 9s – split on dealer's 2-6 and 8,9.
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So you got a J-Q hand in front of you. The dealer shows 5 and you are thinking to yourself: yes, I know people say that splitting tens is a mistake, but he has 5 and there are good chances his hole card is 10 to 15 and bust; so I'll just split this one time. You split and get 7 and 4, so you stand. The dealer gets 2 and K to 17 and you see your money go down the drain.
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So let's see how many mistakes where done in this play and how much it cost you. First, counting dealers hole card as 10 is one of the common blackjack myths. The odds that he will get a 10 value card are much lower than 50%, 31% to be exact, so making this assumption is a big mistake.
Second, there is a reason why splitting 10s is a bad move. Before we get into statistics and odds, let's see how much money it cost you in this particular situation. The answer is not 2, not 3, but 4! Times your original bet. If your bet was $10, then you lost $20 instead of winning $20. Of course that's just one extreme example to show how costly it can be.
Some Help from Steve Kerr
In a fascinating way, Steve Kerr used the Splitting 10s rule to explain Draymond Green his mistake. So we will go the opposite way. Check the video here: Draymond takes the ball and drives to the basket. The defender goes to Steph. But, instead of going for an easy dunk, Draymond passes the ball to Steph. You can see how it ended.
Splitting Tens In Blackjack
Draymond choose to pass on sure 2 points for possible 3. Steph is shooting 50%+ from 3 point range. That means that Draymond traded 2 points for 1.5 points.
Splitting 10s is exactly the same. You trade almost certainly winning hand for a chance to get bigger payout. The only difference is that your odds of getting blackjack on your split hands is much lower than Steph hitting that 3-pointer.
Kerr lets us know what he think of this bad decision pic.twitter.com/RV3kkI2thF
— BBALLBREAKDOWN (@bballbreakdown) January 9, 2018
Splitting Tens vs. Standing Odds
As we explained in our article on Blackjack Split strategy, there are two main situations in which you should split. First one, is to avoid/improve weak hands, such as 8s. This also referred as defensive split. The second reason is to take full advantage of a strong hand, such as splitting 9s vs. dealers 4 for example. As you can see, splitting 10 value cards doesn't fall under any of the two. You will just be exchanging one winning hand to two solid hands and as they say, one bird in the hand is worth two in the bush. In this case, it's worth much more.
To make it simple: There is not a single situation in a regular blackjack game when splitting tens will give you higher return than standing with 20. Whatever the dealer has, 4, 5, 6, it doesn't matter. If you split, you will be lowering your winning odds.
Dealer's 6 is the closest situation, but even there, the expected return for splitting is 143%, while standing will get you 177%. That means that you will win $77 instead of $43 on every $100 wagered on this type of hands. On other dealer up cards the gap is even bigger.
When You Should Split Tens?
As with every rule, there are some exceptions, two to be exact:
Double Exposure Blackjack (Face Up): In this blackjack variation both dealer's cards are exposed which gives us additional information on whether we should split, double, stand and so forth. In Face up blackjack you should split tens vs. dealer's 13, 14, 15 and 16.
Blackjack Never Split 10
Card Counting: If you count cards, then you should split 10s when the deck is rich in 10s. On true count of +5 you should split vs. dealer's 5 and 6.
When To Split At Blackjack
Bottom line: unless you are playing Double Exposure or counting cards, never split 10s. We promise that if you stick to this rule, in the end of day you will have more chips in front of you, which is pretty much the point.